PayPal Pay in 3
Pay in 3
Three payments.
Zero interest.
Split an eligible purchase into three instalments with PayPal Pay in 3. Your first payment is due at checkout, followed by two monthly payments.
18+ UK residents. Subject to status and approval. Eligible purchases: £20–£3,000.
How it works
01
Choose PayPal
Add your items to your basket and select PayPal at checkout.
02
Select Pay in 3
Sign in and choose Pay in 3 if offered. Review the terms and payment dates before applying.
03
Follow your schedule
If approved, pay the first instalment today. PayPal collects the next two automatically each month.
A £600 order, illustrated
Three payments of £200. Total repaid: £600.
At checkout
£200
One month later
£200
Two months later
£200
Illustration only, not an offer of credit. PayPal shows your exact amounts and dates before you agree.
Your questions, answered
Who can use Pay in 3?
UK residents aged 18 or over, subject to PayPal’s eligibility checks and approval. You need a UK PayPal account with a suitable linked payment method. Availability depends on the customer, merchant and purchase.
Is there interest or a late fee?
Pay in 3 has 0% APR and PayPal does not charge late fees. Missed payments can still affect future borrowing. Read your agreement before applying.
Why isn’t Pay in 3 showing at checkout?
PayPal displays this option only for eligible customers and transactions. BCE Direct cannot guarantee availability or override PayPal’s decision.
How do I manage my repayments?
View your payment plan in your PayPal account. Contact PayPal about your credit agreement, or BCE Direct about your order.
Check PayPal’s current eligibility information and terms before applying.
Read the full details on PayPal